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Terms of Use

Effective November 7, 2026 · Last updated November 11, 2026 (money-back period: 14 days) · All legal documents

These Terms explain the rules for using Goal100 Learning. We wrote them to be clear and fair. The most important points are in the box marked “Important”.

The short version

Goal100 Learning is run by ZAKAZIKY LLC, a New York company. These Terms are the agreement for using it.
Under 18? A parent, guardian or school accepts these Terms for you. Children under 13 use Goal100 only through a school or with a parent's consent.
Today the courses and challenges need no account and send us no student data. Accounts and paid plans, when they open, follow these Terms.
One person per account. Do not share sign-ins. Plans may allow one active session at a time.
Paid plans renew automatically until you cancel. Cancel online any time. 14-day money-back on your first payment.
Goal100 helps learning but cannot promise grades or scores, and it is not legal, medical or financial advice.
Disputes: talk to us first; then individual arbitration (you can opt out within 30 days) or small claims court. New York law applies.

This summary helps you read the full text; the full text controls.

Important: please read these points before you use Goal100.

1. Arbitration and class action waiver. If you are a consumer in the United States, you and ZAKAZIKY LLC agree to resolve most disputes by binding individual arbitration, not in court, and you give up the right to a jury trial and to take part in a class action (Section 21). Small claims court is still available. You may opt out of arbitration within 30 days (Section 21.7).

2. Automatic renewal. Paid subscriptions, when offered, renew automatically and you are charged each period until you cancel. You can cancel online at any time (Section 10 and the Subscription Terms).

3. No warranties and limited liability. The Service is provided “as is” (Section 18), and our liability is limited (Section 19), to the fullest extent the law allows.

4. Minors. If you are under 18, a parent, legal guardian or your school must accept these Terms for you (Section 2).

Nothing in these Terms limits any right that the law does not allow to be limited (Section 28).

Contents

1. About these Terms and how you accept them

These Terms of Use (the “Terms”) are a legal agreement between you and ZAKAZIKY LLC, a New York limited liability company doing business as Goal100 Learning (“Goal100”, “we”, “us”, “our”). They cover goal100learning.com, our other websites, the Goal100 app, every Goal100 course, challenge, game, printable, voice recording and related service (together, the “Service”).

You accept these Terms when you (a) check a box or click a button that says you agree, (b) create an account or buy a plan, or (c) use the Service after having a reasonable chance to read these Terms. If you do not agree, do not use the Service.

These Terms include, by reference, the Privacy Policy, Children's Privacy Notice, Student Data Privacy and Parents' Bill of Rights, Subscription Terms, Cancellation and Refunds, Acceptable Use Policy, Educational Disclaimer, AI Use and Transparency, Physical Activity Safety Notice, Cookies and Local Storage and Copyright and DMCA Policy. If a signed agreement with a school or district (including a data privacy agreement) conflicts with these Terms, the signed agreement controls for that school or district.

2. Who may use Goal100: age, parents and guardians

Adults (18 and older) may accept these Terms for themselves.
Minors (under 18). In New York, a person under 18 can generally cancel (disaffirm) a contract. So a parent or legal guardian (or, for school use, the school or district) must accept these Terms for any student under 18. The adult who accepts confirms that they have authority to do so, agrees to these Terms for themselves and on the minor's behalf to the extent the law allows, and is responsible for the minor's use of the account they control.
Children under 13 may use the Service only (a) without an account (today's “code mode”, which sends us no personal information), (b) through a school that has authorized the use for its educational purposes, or (c) with verifiable consent from a parent, as described in the Children's Privacy Notice.
Paid plans may be bought only by adults 18 or older, or by a school or district.
You may not use the Service if the law or a court order forbids it, or if we previously ended your access for breaking these Terms.

3. Schools and districts

A school or district that directs students to Goal100 confirms that it has the authority to do so under its own policies and the law, including the Family Educational Rights and Privacy Act (FERPA), New York Education Law § 2-d and Part 121 of the Commissioner's Regulations, and the Children's Online Privacy Protection Act (COPPA). We will not store any student's personal information for a school until the school or district signs a data privacy agreement with us (see the School and District Data Privacy Agreement template). Purchase orders and signed agreements control billing, renewal and termination for schools and districts; the consumer arbitration terms in Section 21 do not apply to them.

4. Accounts, sign-in and the one-person rule

Accounts are not open yet. When they open:

One person per account. Each account and each seat is for one named person (or one class, for teacher-managed class codes). Family plans cover the number of children stated on the plan page at the time of purchase.
Do not share sign-in details. Keep your password and sign-in codes private. Do not sell, lend, transfer or share an account or seat.
One active session. To protect accounts and keep plans fair, a plan may allow only one active session at a time. Signing in on a new device may sign out the other device.
Accurate information. Give true and current information and keep it updated.
Tell us about misuse. If you think someone else used your account, change your password and tell us through the Contact page.
Suspension. If we reasonably believe an account is shared, sold or misused, we may limit, suspend or close it. Where practical and lawful, we will tell you first and give you a chance to fix the problem. You are responsible for activity on your account that you allowed or could reasonably have prevented.

5. Your license to use Goal100

If you follow these Terms, we give you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for personal, family or classroom learning. Teachers may print printables and display lessons for their own classes. Schools may use the Service for the students and staff covered by their plan or pilot. Everyone may link to any public page.

All rights not expressly given to you are reserved by ZAKAZIKY LLC and its licensors.

6. What you may not do

You may not, and may not help anyone else to:

copy, sell, rent, re-host, frame, mirror, redistribute or publish the courses, challenges, games, voices, code or design, in whole or in part, except as Section 5 allows;
remove or change any copyright, license, credit or trademark notice;
scrape, crawl or bulk-download the Service, or use its content to train, test or improve any artificial intelligence or machine-learning model, without our written permission;
reverse engineer, decompile or get around any security, access control, payment or usage limit, except where the law expressly allows it;
share or sell accounts, seats, codes or paid content;
upload anything unlawful, harmful, hateful, bullying, sexual, or that breaks someone else's rights or privacy; or
break the Acceptable Use Policy.

7. Who owns what

The Service, including lesson text, questions, games, 3D models, videos, voice recordings, software, design, and the names and logos “Goal100”, “Goal100 Learning” and the Goal100 G-arrow logo, belongs to ZAKAZIKY LLC or its licensors and is protected by copyright, trademark and other laws. Materials made by others (for example open-source libraries, fonts and public-domain or Creative Commons images) stay under their own licenses and credits (see Copyright, Licenses and Credits).

Feedback. If you send us ideas or suggestions, you allow us to use them without payment or obligation. Please do not send ideas you want to keep confidential. This does not apply to student work.

8. Your content and progress codes

Anything a student types in a course or challenge stays on the device unless the student chooses to share a progress code. You keep any rights you have in what you create or send (for example messages, answers or uploads). You give us a limited, non-exclusive, royalty-free license to host, store, copy and display that content only to run, secure and support the Service for you and as the law requires. Student work and student records belong to the student and, for school use, are controlled by the school. You confirm you have the right to share what you send us.

9. Free access, free trials and plan limits

Free access. Some courses, challenges and features are free. Free features may have limits (for example the number of lessons, courses, challenges, children or devices). We may change, limit or end free features. If we end free access to something you use regularly, we will post notice on the site in advance where practical; the current promotion is described in the Offer Terms.
Free trials and pilots. If a free trial will turn into a paid plan, we will tell you clearly, before you start, when it ends, what you will be charged, and how to cancel; we will remind you as New York law requires (see the Subscription Terms). School pilots end without charge unless the school signs a purchase order or agreement.
Beta features are marked “beta” or “demo”, may change or stop, and are provided without any promise that they will work as expected.

10. Paid plans, automatic renewal and cancellation

Automatic renewal

Paid plans renew automatically at the end of each billing period (monthly or yearly, as shown at checkout) and we charge your payment method at the then-current price until you cancel. You can cancel at any time online, in the same way you signed up. Cancellation stops future charges; access continues to the end of the period you already paid for.

Before you buy, we show the plan, price, billing frequency, the date by which you must cancel to avoid the next charge, and how to cancel, next to the button you use to agree. We send a confirmation you can keep. For yearly plans, we remind you 15 to 45 days before the cancellation deadline. We notify you 5 business days to 30 days before any material change, including a price increase. Full details: Subscription Terms. Payments are processed by our payment provider (Stripe, when payments open); we do not store full card numbers. Prices are in U.S. dollars and do not include taxes unless stated.

11. Refunds

Your first payment for any paid plan is covered by a 14-day money-back guarantee. Other refunds follow the Cancellation, Refunds and Auto-Renewal policy and any refund the law requires.

12. Privacy

We collect as little as possible. Today the courses and challenges keep progress on your device and send us nothing. Read the Privacy Policy, the Children's Privacy Notice and Student Data Privacy. We never sell personal information and never show ads.

13. Educational content: no guaranteed results

We work hard to be accurate and to align with New York State learning standards, but:

No guaranteed results. We do not promise any grade, test score, placement, admission, award or other outcome. “Goal: 100%” is a learning goal, not a guarantee.
Not a substitute. Goal100 supports, and does not replace, teachers, schools, the official curriculum, counselors, doctors, therapists or other professionals.
General information only. Health, safety, money, career, college, legal and teacher-resource content is general information, not medical, mental-health, legal, tax, financial or professional advice. Information about English as a New Language (ENL), special education, Individualized Education Programs (IEPs), Section 504 plans, testing accommodations or school rules is general information; your school and the official rules decide what applies to a student.
Independent. Goal100 is not made, endorsed or approved by the New York State Education Department (NYSED), any school district, test publisher or calculator maker. Test descriptions follow NYSED's public information and can change; check NYSED for the official rules.
Physical activity is at your own risk and under adult supervision; see the Physical Activity Safety Notice.

See the full Educational Disclaimer. If you find a mistake, tell us and we will fix it.

14. AI features and AI-made voices

Some Goal100 content is written, checked or voiced with the help of artificial intelligence (AI) tools, and some narration uses synthetic (AI-generated) voices that are not real people. AI output can be wrong, incomplete or out of date. If we offer an interactive AI helper in the future, it will be clearly labeled, it is not a person, and its answers are not professional advice; check important answers with a teacher or an official source. See AI Use and Transparency.

15. Other websites and services

Some lessons link to or use services run by others (for example NYSED, NASA, PhET, GeoGebra, Netlify, Stripe or Supabase). We do not control them and are not responsible for their content, availability or practices; their own terms and privacy policies apply. A link is not an endorsement.

16. Changes to the Service

We improve the Service often. We may add, change or remove features, courses, challenges or content. If a change materially reduces a paid plan you already bought, you may cancel and receive a pro rata refund for the unused part of the paid period.

17. Ending your use (termination and suspension)

You may stop using the Service at any time and cancel paid plans as described in the Subscription Terms. We may suspend or end access for anyone who seriously or repeatedly breaks these Terms, creates risk or legal exposure for students or for us, or if the law requires. If we end a paid plan without cause, we refund the unused part of the paid period. Sections that by their nature should survive (for example ownership, disclaimers, limits of liability, indemnity and dispute resolution) survive termination. Data is returned or deleted as the Privacy Policy and any school agreement require.

18. Disclaimer of warranties

Disclaimer of warranties

To the fullest extent permitted by law, the Service and all content are provided “as is” and “as available”, with all faults and without warranties of any kind, whether express, implied or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and any warranties arising from course of dealing or usage of trade. We do not warrant that the Service will be uninterrupted, error-free, secure or free of harmful components, that content will be complete or current, or that any learning, grade or test result will be achieved.

Some states do not allow the exclusion of implied warranties, so some of these exclusions may not apply to you. Where a warranty cannot be excluded, it is limited to the shortest period the law allows.

19. Limitation of liability

Limitation of liability

To the fullest extent permitted by law, ZAKAZIKY LLC and its members, managers, employees, contractors and licensors will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, data, goodwill or educational opportunity, arising out of or related to the Service or these Terms, even if advised of the possibility of those damages.

To the fullest extent permitted by law, our total liability for all claims arising out of or related to the Service or these Terms is limited to the greater of (a) the amount you paid us for the Service in the 12 months before the event giving rise to the claim, or (b) one hundred U.S. dollars (US $100).

These limits apply to every theory of liability (contract, tort, negligence, statute or otherwise) and are an essential part of the bargain that lets us offer free and affordable access. They do not apply to liability that cannot be limited by law, including liability for our gross negligence, willful misconduct or fraud, or for death or personal injury where the law does not allow a limit (see Section 28). For schools and districts, any signed agreement sets the liability terms, including any obligation to pay or reimburse the cost of breach notifications required by 8 NYCRR § 121.10(f).

20. Indemnity (adult account holders)

If you are an adult account holder (including a parent or guardian who accepts these Terms for a minor), you agree, to the extent the law allows, to defend, indemnify and hold harmless ZAKAZIKY LLC and its members, managers, employees and contractors from third-party claims, losses and reasonable costs (including reasonable attorneys' fees) arising from (a) your breach of these Terms, (b) content you submit, or (c) your violation of law or of someone else's rights. We will give you prompt notice of a claim and reasonable cooperation. This Section does not apply to students, does not cover claims caused by our own fault, and does not apply to a public school or district where the law does not permit it.

21. Dispute resolution: informal first, then individual arbitration

Please read this Section carefully. It affects your legal rights, including your right to go to court and to a jury trial.

21.1 Talk to us first. Before starting any claim, send us a written notice through the Contact page (mark it “Legal notice”) with your name, contact information, a description of the problem and what you want. We will do the same before any claim against you. Both sides agree to try in good faith to solve the dispute within 60 days. Time limits for claims are paused during those 60 days.

21.2 Binding arbitration. If we cannot solve it, you and ZAKAZIKY LLC agree that any dispute, claim or controversy arising out of or relating to these Terms or the Service (a “Dispute”) will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect, before one arbitrator. The Federal Arbitration Act governs this Section. The arbitrator decides all questions of arbitrability, except that a court decides questions about Sections 21.5 and 21.6.

21.3 Fees and place. Fees are paid as the AAA Consumer Arbitration Rules provide; under those rules the business pays most of the costs. The hearing will take place by video or phone, or in the county where you live, unless both sides agree otherwise. The arbitrator may award the same individual relief a court could, and must follow these Terms and the law.

21.4 Exceptions. Either side may (a) bring an individual claim in small claims court if it qualifies and stays there, and (b) ask a court for an injunction to stop infringement or misuse of intellectual property or to stop unauthorized access to the Service.

21.5 Class action waiver. Disputes will be resolved only on an individual basis. Neither you nor we may bring or take part in a class, collective, consolidated or representative action or arbitration, or act as a private attorney general.

21.6 Jury trial waiver. If any Dispute proceeds in court rather than in arbitration, you and we each waive any right to a jury trial, to the extent the law allows.

21.7 Your right to opt out. You may opt out of this arbitration agreement within 30 days after you first accept these Terms by sending us a message through the Contact page with your name, the email linked to your account (if any) and the words “I opt out of arbitration.” Opting out does not affect any other part of these Terms.

21.8 If part of this Section fails. If the class action waiver is found unenforceable for a claim, that claim (and only that claim) must be heard in court, not in arbitration. If any other part of this Section is found unenforceable, the rest still applies.

21.9 Who this covers. This Section applies to consumers (including parents and guardians). It does not apply to schools, districts or other public bodies, whose signed agreements control.

22. Time to bring a claim

To the extent the law allows, any claim must be started within one (1) year after it arises; otherwise it is permanently barred. This does not shorten any period that the law does not allow to be shortened.

23. Governing law and where cases are heard

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law rules, and by applicable federal law; the Federal Arbitration Act governs Section 21. For any matter not subject to arbitration, the state and federal courts located in Suffolk County, New York have exclusive jurisdiction, and you and we consent to them, except that a consumer may bring a qualifying claim in the small claims court where the consumer lives.

24. Changes to these Terms

We may update these Terms. We will post the new version here with a new “Last updated” date. If a change is material, we will give reasonable advance notice (at least 30 days for account holders, by email or in the Service, where practical). Changes apply from the effective date and do not apply to a Dispute we already knew about. If you do not agree to a change, stop using the Service and cancel any paid plan before it takes effect; you will receive a pro rata refund if the change materially reduces what you paid for. Continued use after the effective date means you accept the change.

25. Events outside our control

We are not responsible for delay or failure caused by events beyond our reasonable control, such as natural disasters, power or internet failures, failures of hosting or other providers, cyberattacks we could not reasonably prevent, labor disputes, epidemics, war or government action. This does not excuse any duty to protect or notify about personal information that the law or a signed school agreement imposes.

26. General terms

Entire agreement. These Terms (with the documents named in Section 1) are the whole agreement between you and us about the Service and replace earlier versions.
Severability. If any part is found unenforceable, it will be enforced to the fullest extent allowed and the rest stays in effect.
No waiver. If we do not enforce a term right away, we do not give it up.
Assignment. You may not transfer these Terms without our written consent. We may transfer them as part of a merger, sale or reorganization, provided the new owner honors the privacy commitments made to you and any school agreement.
No third-party beneficiaries, except as stated in Section 20.
Electronic communications. You agree that we may give notices and records electronically, and that electronic agreements and signatures are valid.
Language. Translations are for convenience; the English version controls if there is a conflict.
Relationship. Nothing in these Terms creates a partnership, joint venture, employment or agency relationship.
Export and location. The Service is operated from the United States and intended for users in the United States.

27. Notices and contact

To you: by email to the address on your account, in the Service, or on this site. To us: through the Contact page, marked “Legal notice”. Our postal address for formal legal notices will be provided on request and will be posted here before paid plans or accounts open. Operator: ZAKAZIKY LLC, a New York limited liability company, doing business as Goal100 Learning.

28. Rights these Terms do not limit

Nothing in these Terms excludes or limits: liability that cannot be limited under applicable law (including for gross negligence, willful or intentional misconduct, or fraud); your rights under consumer protection laws that cannot be waived, including New York General Business Law §§ 349, 350 and 527-a; the rights of children and parents under COPPA; the rights of parents and eligible students under FERPA; the rights of parents, students and schools under New York Education Law § 2-d and Part 121; the rights of minors under New York law; or any right of a public school or district under its signed agreement or the law. Where the law gives you more protection than these Terms, the law controls.

29. AI Use and Transparency (fine print)

How Goal100 is made. Our courses and challenges are written and built with help from AI tools (for example Anthropic's Claude), then checked against New York State standards and official sources. AI output can be wrong, incomplete or out of date. If you find a mistake, tell us through the Contact page and we fix it.

AI-generated voices. Lesson narration is recorded in advance with Kokoro, a free, open-source voice model that we run on our own computer. The voices are synthetic, not recordings of real teachers. Nothing a student types or says is sent to make these voices. We never collect, upload or clone anyone's voice; a voice a student records in Creator Studio stays on that device.

No student data to AI. The courses contain no AI chatbot today. No student work, answers or personal information is sent to any AI service, and we never use student or children's data to train AI models.

If we add an AI helper. It will be labeled as AI, not a person, and off by default for schools. It will start only after our privacy policies, parental consent where required, and any school agreement allow it; its providers will be contractually barred from using inputs to train their models. Its answers are not professional advice and may be wrong.

Laws and official sources referenced

NY General Obligations Law § 3-101 (contracts and age 18): https://www.nysenate.gov/legislation/laws/GOB/3-101 (checked Nov 7, 2026)
NY General Obligations Law § 5-702 (plain language in consumer contracts): https://www.nysenate.gov/legislation/laws/GOB/5-702 (checked Nov 7, 2026)
NY CPLR § 4544 (consumer contract print size): https://www.nysenate.gov/legislation/laws/CVP/4544 (checked Nov 7, 2026)
NY General Business Law § 349 (deceptive acts and practices): https://www.nysenate.gov/legislation/laws/GBS/349 (checked Nov 7, 2026)
NY General Business Law § 350 (false advertising): https://www.nysenate.gov/legislation/laws/GBS/350 (checked Nov 7, 2026)
NY General Business Law § 527-a (automatic renewal; as amended, revision of Nov. 7, 2025): https://www.nysenate.gov/legislation/laws/GBS/527-A (checked Nov 7, 2026)
Restore Online Shoppers' Confidence Act, 15 U.S.C. § 8401 and following: https://www.law.cornell.edu/uscode/text/15/chapter-110 (checked Nov 7, 2026)
Federal Arbitration Act, 9 U.S.C. § 1 and following: https://www.law.cornell.edu/uscode/text/9/chapter-1 (checked Nov 7, 2026)
American Arbitration Association, Consumer Arbitration Rules: https://www.adr.org/consumer (checked Nov 7, 2026)
COPPA Rule, 16 CFR Part 312: https://www.ecfr.gov/current/title-16/chapter-I/subchapter-C/part-312 (checked Nov 7, 2026)
FERPA regulations, 34 CFR Part 99 (school official exception, § 99.31(a)(1)(i)(B)): https://www.law.cornell.edu/cfr/text/34/99.31 (checked Nov 7, 2026)
New York Education Law § 2-d: https://www.nysenate.gov/legislation/laws/EDN/2-D (checked Nov 7, 2026)
8 NYCRR § 121.10 (breach notice by contractors within 7 calendar days): https://www.law.cornell.edu/regulations/new-york/8-NYCRR-121.10 (checked Nov 7, 2026)

Questions about this document: use the Contact page; we answer in writing. We post every change on this page with a new date.